Key Takeaways
FEGLI premiums rise steeply after age 65, and many retirees only realize the financial impact when the new rates hit.Understanding your options early can help you balance cost, cove…
How the Gradual Decline of CSRS Continues to Shape Retirement Outcomes for the Few Still Eligible
Key Takeaways
CSRS continues to shape retirement outcomes for a small group of public sector retirees, even though it was closed to new hires in 1984.The system’s decline highlights contras…
Retirement Advice Public Employees Tend to Ignore Until They’re Already Facing Irreversible Decisions at 62
Key Takeaways
Many public employees underestimate how quickly retirement decisions at age 62 become permanent, leaving little room to adjust benefits later.Planning ahead for pension elections,
Public Sector Retirement Advice That Holds Up Regardless of Market Shifts or Political Budget Negotiations
Key Takeaways
Retirement planning for public sector employees requires consistent strategies t…
Why TRICARE Coordination Gets More Complicated in Retirement Than It Ever Was During Active Duty
Key Takeaways
Once you retire, TRICARE no longer functions as the sole coverage it did during active duty, and instead must be coordinated with
Forgotten Features of CSRS That Government Workers Secretly Miss When Facing Modern Retirement Planning Choices
Key Takeaways
CSRS offered retirement benefits that remain unmatched in certain areas, especially wit…