Key Takeaways
Retiring early from federal service often brings reduced benefits, higher healthcare costs, and penalties that most employees don’t fully anticipate.Making the decision withou…
The Hidden Costs of Special Category Retirement That Few Workers Ever Anticipate Until It’s Too Late
Key Takeaways
Special category retirement rules may seem generous on the surface, but they often carry hidden costs that can erode your long-term financial security.Understanding the trade-offs i…
MRA+10 Retirement for Federal Employees: What It Means for Your Financial Future
Key Takeaways
MRA+10 retirement offers federal employees an option to retire earlier, but it comes with financial penalties that need careful consideration.Understanding …
This Year’s Federal Workforce Headlines May Seem Small—But the Policy Changes Aren’t
Key Takeaways
Policy updates in 2025 may not dominate headlines, but their long-term effect on your retirement timeline, benefits, and cost-sharing responsibilities is significant.If you’re a pub…
How FEHB Works Together With Medicare Without Leaving Gaps That Could Wreck Retirement Healthcare Plans
Key Takeaways
Pairing FEHB with Medicare in 2025 provides layered protection, helping you reduce gaps in coverage and unexpected costs…
If You Haven’t Rebalanced Your TSP Portfolio in the Past Year, You Might Be Off-Track for Retirement
Key Takeaways
Failing to rebalance your TSP portfolio regularly, especially after the market volatility of 2024, may leave you exposed to more risk or return drag than you realize in 2025.A well-…