Key Takeaways
Combining Medicare with FEHB in retirement often reduces more than just your monthly premiums. You gain expanded coverage, fewer out-of-pocket surprises, and long-term financial protection.
Comparing Federal Employee Benefits to Private Sector Packages and Why Reality Often Tells a Different Story
Key Takeaways
Federal employees enjoy structured retirement benefits that often appear more stable than those in the private sector, but the true value depends on how long you serve and how well you integrate mu…
Postal Service Benefit Shifts That May Quietly Affect the Entire Household Budget in Retirement Years
Key Takeaways
The transition to the Postal Service Health Benefits (PSHB) Program in 2025 introduces major shifts that affect healthcare expenses for both employees and retirees, impacting the household budget w…
FEHB Enrollment Rules That Consistently Trip Up New Retirees Every Single Year Without Exception
Key Takeaways
The Federal Employees Health Benefits (FEHB) program has strict enrollment rules that can jeopardize your retirement coverage if misunderstood or ignored.To keep FEHB in retirement,…
The Real Math Behind Keeping FEGLI in Retirement When Premiums Begin Climbing Faster Than Expected
Key Takeaways
FEGLI premiums rise steeply in retirement, particularly after age 65, and can significantly impact your retirement budget if not planned for.Understanding your coverage choices, red…
Dental and Vision Coverage Under FEDVIP That Retirees Consistently Overlook Until They’re Paying Out-of-Pocket
Key Takeaways
Many retirees underestimate the importance of dental and vision coverage under FEDVIP until faced with high out-of-pocket expenses.Reviewing FEDVIP options carefully before and afte…