Key Takeaways
A growing number of retirees in 2025 are using a phased TSP withdrawal approach to reduce tax exposure and gain more control over their retirement income.This strategy emphasizes sc…
You Can Withdraw From Your TSP—But There’s a Big Difference Between Can and Should
Key Takeaways
Just because you’re eligible to withdraw from your TSP doesn’t mean it’s the best financial move at that moment. Timing and tax strategy matter.Making informed decisions about
How Law Enforcement Pensions Operate Differently Than Regular FERS Packages With Earlier Retirement Ages
Key Takeaways
Law enforcement pensions under FERS provide earlier retirement eligibility and higher accrual rates than standard government retirement packages.These unique provisions acknowledge …
Think Your Spouse Will Be Covered After You Pass? These Survivor Benefit Surprises Say Otherwise
Key Takeaways
Survivor benefits under public sector retirement systems are not automatic. You must actively elect them during the retirement process, or your spouse may receive nothing.Even if yo…
The Service Milestones and Age Rules That Define Law Enforcement Retirement and Pension Calculations
Key Takeaways
Law enforcement retirement rules under FERS differ significantly from the standard package, primarily because of earlier eligibility ages and enhanced pension multipliers.Understand…
Divorce and Federal Retirement Benefits: How Court Orders Quietly Rewrite a Lifetime of Promised Security
Key Takeaways
Divorce can directly impact federal retirement benefits, with court orders determining how pensions, survivor benef…