Tag: Thrift Savings Plan

Unexpected Federal Employee Benefits That Still Exist in 2025 but Rarely Get Mentioned in Orientation Sessions

Key Takeaways
Many federal employee benefits available in 2025 are often overlooked because they are not emphasized during new-hire orientation, yet they can significantly affect your long-term financial and ret…

Your TSP Won’t Build Itself—Here’s Why It’s Still the Cornerstone of Your Federal Retirement

Key Takeaways
Your Thrift Savings Plan (TSP) is not just a savings account; it is a critical component of your overall federal retire…

The Federal Forms That Could Make or Break Your Retirement—And the Deadlines You Can’t Miss

Key Takeaways
Missing even one federal retirement form or deadline can delay or reduce your retiremen…

Comparing CSRS With FERS and Why the Old System Still Sparks Heated Policy Debates Today

Key Takeaways
CSRS and FERS reflect two very different approaches to retirement security, and understanding these differences is critical if you are planning or advising on retirement strategies….

The Costly Mistakes Public Employees Make When They Treat Retirement Advice as Optional Instead of Essential

Key Takeaways
Overlooking retirement planning in the public sector can cause costly penalties, gaps in coverage, and missed financial opportunities.Treating retirement advice as optional instead …

The Latest Social Security COLA Announcement and What It Means for Federal Retirees Living on Fixed Incomes

Key Takeaways
The 2025 Social Security cost-of-living adjustment (COLA) increases benefits by 2.5%, which directly impacts your monthly income as a federal retiree.While the adjustment provides s…