Tag: M. Dutton and Associates

Still Not Ready to Retire? Here’s Why Phased Retirement May Be Your Perfect Solution

Key Takeaways
Phased retirement offers federal employees flexibility and a smoother transition into retirement while continuing to earn an income.The program allows employees to work part-time and gradually shift into full retirement…

The Pros and Cons of TSP Annuities vs. Monthly Withdrawals

Key Takeaways:
TSP annuities provide guaranteed lifetime income but lack flexibility.Monthly withdrawals offer more control and adaptability but come with the risk of outliving your savings.

T…

Checklist for a Successful CSRS Retirement Application Process

Key Takeaways:
Proper preparation and documentation are crucial for a smooth CSRS retirement application process.Understanding deadli…

Breaking Down FEGLI Premiums: How Much Will It Cost You?

Key Takeaways:
FEGLI premiums vary based on the type of coverage, ag…

How to Handle FEHB Coverage During and After Divorce

Key Takeaways:
Understanding FEHB eligibility and coverage rules is crucial for managing health insurance during and after di…

How Does Federal Service Years Affect Your CSRS Retirement

Key Takeaways:
The number of federal service years significantly impacts the calculation of your CSRS annuity.Understanding how credi…