Key Takeaways
Missing Medicare enrollment deadlines can lead to lifelong penalties and higher costs that compound over time.As a government employee or retiree, your coordination of Medicare with…
Social Security Won’t Work the Way You Expect If You’ve Worked in Government Too
Key Takeaways
If you spent time working in government jobs not covered by Social Security, your future benefits may be significantly reduc…
The Mistakes That Could Undercut a LEO’s Early Retirement If Not Caught in Time
Key Takeaways
Law enforcement officers (LEOs) benefit from enhanced retirement privileges, but the rules are rigid and unforgiving if not followed carefully.Missing eligibility deadlines, mismana…
Unexpected Federal Employee Benefits That Still Exist in 2025 but Rarely Get Mentioned in Orientation Sessions
Key Takeaways
Many federal employee benefits available in 2025 are often overlooked because they are not emphasized during new-hire orientation, yet they can significantly affect your long-term financial and ret…
Your TSP Won’t Build Itself—Here’s Why It’s Still the Cornerstone of Your Federal Retirement
Key Takeaways
Your Thrift Savings Plan (TSP) is not just a savings account; it is a critical component of your overall federal retire…
Comparing CSRS With FERS and Why the Old System Still Sparks Heated Policy Debates Today
Key Takeaways
CSRS and FERS reflect two very different approaches to retirement security, and understanding these differences is critical if you are planning or advising on retirement strategies….