Key Takeaways
Policy changes in Washington in 2025 are influencing public sector retirement benefits, pay adjustments, and health coverage more quickly than in past years, leaving less room for long-term reactio…
How Military Benefits Intersect With Civilian Federal Pensions in Retirement More Than You Might Expect
Key Takeaways
Military service can significantly increase your civilian federal pension value through service credit, but you must actively buy back your time for it to count.
Divorce and FEHB Coverage: When Health Insurance Promises Suddenly Shift After Court-Ordered Settlements
Key Takeaways
Divorce can permanently change eligibility for FEHB coverage, and ex-spouses generally lose access unless they qualify under specific provisions.Court-ordered settlements often dete…
FEDVIP Premiums Versus Out-of-Pocket Care Costs: Which Strategy Really Saves Money in 2025 and Beyond
Key Takeaways
Choosing between paying FEDVIP premiums or handling dental and vision expenses out-of-pocket requires a careful look at your expected health needs and financial priorities in 2025 and the years ahe…
Law Enforcement Retirement Rules That Break the Standard Federal Timeline and Create Unique Pension Outcomes
Key Takeaways
Law enforcement officers retire under a separate set of rules that allow earlier retirement than standard federal employees, often creating very different pension outcomes.Understan…
FAA and Other Special Category Retirements That Break the Normal FERS Rules Entirely in Unexpected Ways
Key Takeaways
Certain groups of federal employees, such as FAA air traffic controllers, law enforcement officers, and firefighters, operate under special retirement rules that differ significantly from standard …