Key Takeaways
Retiring early often creates conflicts with critical timelines for healthcare enrollment and Social Security eligibility that…
The Overlooked Perks Civilian Military Employees Can Still Claim to Stretch Their Retirement Lifestyle Comfortably
Key Takeaways
Civilian military employees can access a wide range of retirement benefits that go beyond their pension, helping to create a more stable and flexible post-employment lifestyle.Under…
Why the FERS Basic Annuity Still Serves as the Foundation of Public Employee Retirement Packages
Key Takeaways
The FERS Basic Annuity provides a steady, lifelong income that remains the cornerstone of public employee retirement security in 2025.While
Survivor Benefits Sound Generous—Until You Realize What Happens If You Choose Wrong
Key Takeaways
Choosing the wrong survivor benefit election can permanently reduce your pension and leave your spouse or dependent without income security.You can only make changes to your survivo…
Splitting Federal Annuities in Divorce and Why the Process Gets Messier Than Most Couples Expect
Key Takeaways
Federal annuities are often subject to division during divorce, but the rules are highly technical …
FEDVIP Coverage Options That Matter More in Retirement Than You Probably Thought Back in Your 40s
Key Takeaways
FEDVIP dental and vision benefits play a more central role in your overall retirement health planning than many employees expect when they are younger.Costs, coverage details, and c…