Tag: Federal Employee Benefits

The One Retirement Trap That Keeps Catching Experienced Federal Employees Off Guard—Even With Planning

Key Takeaways
Even experienced federal employees with well-organized retirement plans can miss the financial and benefit consequences tied to the exact retirement date they choose.Retirement elig…

The Classic CSRS Retirement Plan Still Pays Off—But Only If You Watch for These Traps

Key Takeaways
The CSRS retirement system still delivers one of the highest guaranteed pensions available in 2025, but you ne…

Here’s Why So Many Retired Government Workers Are Getting Less Social Security Than They Expected

Key Takeaways
Many retired government workers are seeing reduced Social Security benefits in 2025 du…

This New TSP Withdrawal Strategy Is Gaining Traction With Retirees Who Want More Flexibility and Less Risk

Key Takeaways
A growing number of retirees in 2025 are using a phased TSP withdrawal approach to reduce tax exposure and gain more control over their retirement income.This strategy emphasizes sc…

You Can Withdraw From Your TSP—But There’s a Big Difference Between Can and Should

Key Takeaways
Just because you’re eligible to withdraw from your TSP doesn’t mean it’s the best financial move at that moment. Timing and tax strategy matter.Making informed decisions about

How Law Enforcement Pensions Operate Differently Than Regular FERS Packages With Earlier Retirement Ages

Key Takeaways
Law enforcement pensions under FERS provide earlier retirement eligibility and higher accrual rates than standard government retirement packages.These unique provisions acknowledge …