Key Takeaways
The transition to the Postal Service Health Benefits (PSHB) Program in 2025 introduces major shifts that affect healthcare expenses for both employees and retirees, impacting the household budget w…
FEHB Enrollment Rules That Consistently Trip Up New Retirees Every Single Year Without Exception
Key Takeaways
The Federal Employees Health Benefits (FEHB) program has strict enrollment rules that can jeopardize your retirement coverage if misunderstood or ignored.To keep FEHB in retirement,…
The Real Math Behind Keeping FEGLI in Retirement When Premiums Begin Climbing Faster Than Expected
Key Takeaways
FEGLI premiums rise steeply in retirement, particularly after age 65, and can significantly impact your retirement budget if not planned for.Understanding your coverage choices, red…
Dental and Vision Coverage Under FEDVIP That Retirees Consistently Overlook Until They’re Paying Out-of-Pocket
Key Takeaways
Many retirees underestimate the importance of dental and vision coverage under FEDVIP until faced with high out-of-pocket expenses.Reviewing FEDVIP options carefully before and afte…
Don’t Touch Your FERS Benefits Until You’ve Reviewed This Rule That Trips Up Even Seasoned Employees
Key Takeaways Withdrawing or applying for FERS benefits too early can permanently reduce your lifetime retirement i…
Why Public Employees Dream of Early Retirement But Often Overlook the Hidden Costs and Penalties
Key Takeaways
Early retirement can look attractive but often comes with financial trade-offs that reduce long-term security.Understanding pension reductions, healthcare costs, and