Tag: Federal Employee Advisor

Early Federal Retirements Sound Great—But This Overlooked Detail Can Ruin Your Financial Planning

Key Takeaways
Retiring early under the Federal Employees Retirement System (FERS) may sound appealing, but misjudging how your benefits are reduced and when they begin can lead to unexpected financial shortfalls…

Your FEGLI Coverage Might Still Be Active—But That Doesn’t Mean It Still Makes Sense

Key Takeaways
If you’re still enrolled in FEGLI during retirement, it’s worth reviewing whether you’re paying more than the benefit is worth as you age.The rising cost of

How Divorce Can Quietly Reshape the Federal Retirement Package You’ve Spent Years Building

Key Takeaways
Divorce has lasting effects on federal retirement benefits, including pension division, survivor benefits, and Thri…

Civilian Military Employees Often Overlook Benefits That Could Rival Uniformed Service Packages in Retirement

Key Takeaways
Civilian military employees have access to retirement benefits that can rival uniformed service packages when fully understood and utilized.Coordinating annuities,

The PSHB Transition Could Catch You Off Guard—Unless You Know These Postal Retirement Facts

Key Takeaways
The new Postal Service Health Benefits (PSHB) program replaces FEHB coverage for postal retir…

If You’re Not Paying Attention to These 2025 TSP Updates, Your Retirement Plan Might Be Outdated

Key Takeaways
New TSP rules and contribution limits for 2025 could impact your withdrawal flexibility, especially if you plan to retire soon.Understanding age-based milestones, tax rule changes, …