Category: Rick Viader

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Thrift Savings Plan (TSP) vs. 401(k)

The annual contribution amounts for the two retirement plans are nearly identical. But public employees will see significant differences in other areas, such as where they may invest their money.

Tax Benefi…

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FERS Annuitant Spousal Survivor Benefits

Once a FERS annuitant passes away, their death status must be determined to establish the degree of separation from federal service, their

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How Does Retiring Early Affect Your Social Security Benefits?

Many people are either leaving the workforce entirely or following alternative passions that result in a reduced income due to the Great Resignation over the past years, along with many others pursuing FIRE (Financial Independence, Retire Early). 

Because of how …

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All TSP Funds Decline in Value Except the G-fund

What is the Thrift Savings Plan?

Every U.S. government employee …

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How Tax Breaks Mostly Favor the Rich More Than Low-Income Earners

The tax advantages meant to increase retirement savings come at a high cost to the federal budget, benefit upper-income households disproportionately, and do little to help those most vul…

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TSP Age Requirements Changed by Two Secure Act Provisions

A House retirement bill proposes modifications to

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