
Military Service Counts Towards Federal Retirement
Your employing agency is frequently required to collect any deposits made to them to receive military service credit before retirement. Owing to the procedural time needed, it is advisable to make arrangements well ahead of retirement.
Ask your agency how long i…

Five Factors That Lower Your Social Security Income
You wouldn’t want to be caught off guard if you were to receive less income than you anticipated. Knowing exactly how much money your Social Security paym…

The TRICARE Fact Sheet Can Help You Choose the Best Dental Plan
Your dental coverage may vary depending on who you are. So it’s crucial to understand how the various plans differ. Starting with the

Do you intend to retire in 2022? Federal retirees’ reasons for enrolling (or not enrolling) in Medicare Part B
Part B of Original Medicare is the medical insurance component that covers both preventive and medi…

Exceptions to the 10 Percent Early Withdrawal Penalty
Recently, we explored the history of the 10% early withdrawal penalty and its implications for IRAs and other employer-sponsored defined contribution plans (such as the

FEHB Changes Are Permitted Outside of Open Season for Certain Reasons
Most FEHB Program enrollment changes occur during the yearly Open Season. However, some changes are permitted at other times when a person has a “qualifying life event.” Significant occurrences that allow enrollment changes include: