Comparing CSRS With FERS and Why the Old System Still Sparks Heated Policy Debates Today
Key Takeaways
CSRS and FERS reflect two very different approaches to retirement security, and understanding these differences is critical if you are planning or advising on retirement strategies….
The Federal Forms That Could Make or Break Your Retirement—And the Deadlines You Can’t Miss
Key Takeaways
Missing even one federal retirement form or deadline can delay or reduce your retiremen…
The Costly Mistakes Public Employees Make When They Treat Retirement Advice as Optional Instead of Essential
Key Takeaways
Overlooking retirement planning in the public sector can cause costly penalties, gaps in coverage, and missed financial opportunities.Treating retirement advice as optional instead …
The Latest Social Security COLA Announcement and What It Means for Federal Retirees Living on Fixed Incomes
Key Takeaways
The 2025 Social Security cost-of-living adjustment (COLA) increases benefits by 2.5%, which directly impacts your monthly income as a federal retiree.While the adjustment provides s…
Why FERS Remains More Flexible Than Many Government Retirees Ever Realize Until They Compare Options
Key Takeaways
The Federal Employees Retirement System (FERS) continues to provide a unique blend of guaranteed in…
Medicare Coverage Gaps That Continue to Surprise Public Sector Retirees Even After Years of Planning
Key Takeaways
Even with careful planning, many public sector retirees face unexpected Medicare coverage gaps that …