Category: Retirement

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The Costly Mistakes Public Employees Make When They Treat Retirement Advice as Optional Instead of Essential

Key Takeaways
Overlooking retirement planning in the public sector can cause costly penalties, gaps in coverage, and missed financial opportunities.Treating retirement advice as optional instead …

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The Latest Social Security COLA Announcement and What It Means for Federal Retirees Living on Fixed Incomes

Key Takeaways
The 2025 Social Security cost-of-living adjustment (COLA) increases benefits by 2.5%, which directly impacts your monthly income as a federal retiree.While the adjustment provides s…

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Why FERS Remains More Flexible Than Many Government Retirees Ever Realize Until They Compare Options

Key Takeaways
The Federal Employees Retirement System (FERS) continues to provide a unique blend of guaranteed in…

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Medicare Coverage Gaps That Continue to Surprise Public Sector Retirees Even After Years of Planning

Key Takeaways
Even with careful planning, many public sector retirees face unexpected Medicare coverage gaps that …

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The Tax Traps, Timing Mistakes, and Withdrawal Risks That Derail TSP Retirement Plans

Key Takeaways
Timing TSP withdrawals incorre…

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Why Retiring Early Can Clash With Healthcare Deadlines and Social Security Rules You Didn’t Anticipate

Key Takeaways
Retiring early often creates conflicts with critical timelines for healthcare enrollment and Social Security eligibility that…

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