Category: Mark Heinrich

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FERS and the High-3 Average: Why It’s More Important Than You Might Think for Retirement

Key Takeaways
Your High-3 average is the cornerstone of calculating your FERS retirement annuity, making it crucial to maximize your earnings during your highest-paying years.

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Federal Employees Are Rethinking Retirement: What FERS Offers in 2025

Key Takeaways
The Federal Employees Retirement System (FERS) continues to provide a comprehensive retirement package in 2025, blending a pension, Social Security benefits, and Thrift Savi…

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The Cost-of-Living Adjustment: What It Means for Your Retirement as a Federal Employee

Key Takeaways
The Cost-of-Living Adjustment (COLA) helps federal retirees maintain purchasing power in retirement, with a 2024 increase of 3.2% reflecting the current inflation trends.Understanding how COLA impacts retirement income …

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What is the Federal Employees Retirement System (FERS)?

Key Takeaways:
The Federal Employees Retirement System (FERS) provides a comprehensive retirement plan for federal employees, combi…

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Medical Retirement: Calculating FERS Disability Benefits

If you become disabled, you should probably take an instant FERS pension if y…

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FERs OPM Medical Retirement Short Memories

Are you a government employee with a disability…

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