Category: Federal Employee

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The Postal Service is Changing Benefits Again—Here’s What Employees and Retirees Need to Know for 2025

Key Takeaways
The Postal Service Health Benefits (PSHB) program replaces the Federal Employees Health Benefits (

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Why Some Federal Workers Stick With CSRS Despite the Shift to FERS

Key Takeaways
Some federal employees still prefer CSRS due to its higher pension benefits, even though FERS is the predominant system for most of the workforce.Understanding the unique …

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Medicare Enrollment Mistakes Are Quietly Costing Federal Retirees Hundreds—Don’t Miss These Critical 2025 Changes

Key Takeaways
Missing your Medicare Part B enrollment window can result in permanent late penal…

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The Hidden Penalties Federal Employees Face When They Choose Early Retirement Too Soon

Key Takeaways
Retiring early under FERS can lead to permanent reductions in your pension and missed Social Security bridging benefits.Healthcare costs and benefit eligibility gaps often increase …

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How Federal Employees Can Use FEHB, TSP, and FEDVIP to Craft a Perfect Benefits Package

Key Takeaways
Your federal benefits package is a powerful tool to secure your financial future. By fully understanding a…

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Getting Divorced as a Federal Employee? These TSP, Pension, and Health Benefit Traps Could Haunt You

Key Takeaways
Divorce can significantly affect your Thrift Savings Plan (TSP), pension benefits, and federal health insurance if not properly addressed in your divorce decree.Court orders must be…

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