Dental and Vision Coverage Under FEDVIP That Retirees Consistently Overlook Until They’re Paying Out-of-Pocket
Key Takeaways
Many retirees underestimate the importance of dental and vision coverage under FEDVIP until faced with high out-of-pocket expenses.Reviewing FEDVIP options carefully before and afte…
Don’t Touch Your FERS Benefits Until You’ve Reviewed This Rule That Trips Up Even Seasoned Employees
Key Takeaways Withdrawing or applying for FERS benefits too early can permanently reduce your lifetime retirement i…
Why Public Employees Dream of Early Retirement But Often Overlook the Hidden Costs and Penalties
Key Takeaways
Early retirement can look attractive but often comes with financial trade-offs that reduce long-term security.Understanding pension reductions, healthcare costs, and
Military Buyback Might Sound Smart, But It Doesn’t Always Pay Off Unless You Do the Math First
Key Takeaways
Buying back your military service can increase your federal retirement annuity, but it’…
Facility Access Rules for Civilian Military Employees That Quietly Shape Everyday Work Life and Family Privileges
Key Takeaways
Facility access rules for civilian military employees affect both daily work routines and family privileges in subtle but important ways.Understanding timelines, eligibility, and re…
Most Early Federal Retirements Sound Great on Paper—Until These Surprising Cost Penalties Start to Surface
Key Takeaways
Retiring early from federal service often brings reduced benefits, higher healthcare costs, and penalties that most employees don’t fully anticipate.Making the decision withou…