Category: Federal Employee

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Retirement Advice Public Employees Tend to Ignore Until They’re Already Facing Irreversible Decisions at 62

Key Takeaways
Many public employees underestimate how quickly retirement decisions at age 62 become permanent, leaving little room to adjust benefits later.Planning ahead for pension elections,

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Public Sector Retirement Advice That Holds Up Regardless of Market Shifts or Political Budget Negotiations

Key Takeaways
Retirement planning for public sector employees requires consistent strategies t…

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Why TRICARE Coordination Gets More Complicated in Retirement Than It Ever Was During Active Duty

Key Takeaways
Once you retire, TRICARE no longer functions as the sole coverage it did during active duty, and instead must be coordinated with

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Forgotten Features of CSRS That Government Workers Secretly Miss When Facing Modern Retirement Planning Choices

Key Takeaways
CSRS offered retirement benefits that remain unmatched in certain areas, especially wit…

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Why Retirement Advice for Public Employees Sounds Different Than the Wall Street Soundbites You Usually Hear

Key Takeaways
Public employees face unique retirement rules, timelines, and benefits that differ significantly from the private sector, making traditional Wall Street advice less relevant.Underst…

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Postal Retirement Changes That Completely Redefine Employee Benefits Starting in the Year 2025 and Beyond

Key Takeaways
The Postal Service Health Benefits (PSHB) Program replaces FEHB coverage for USPS employees and retirees beginning in 2025, introducing new rules and cost-sharing structures that directly affect

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