Category: Federal Employee

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FEHB Is Still One of the Best Retirement Benefits—As Long As You Avoid These Mistakes

Key Takeaways
The Federal Employees Health Benefits (FEHB) Program continues to offer lifelong value in retirement, but only if you actively manage your plan and avoid common missteps.Mistakes su…

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FEGLI Coverage Elections That Quietly Shape a Family’s Financial Future Long After the Worker Has Retired

Key Takeaways
The Federal Employees’ Group Life Insurance (FEGLI) program decisions you make before and duri…

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The True Tradeoffs of Retiring Early for Federal and Postal Workers Who Think They’re Ready at 55

Key Takeaways
Retiring at 55 as a federal or postal worker can feel rewarding, but it comes with financial penalties, reduced benefits, and long-term risks you must weigh carefully.Understanding how early retirement affects your annuity, …

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The Best Time to Get Serious About TSP Strategy Is Sooner Than You Think

Key Takeaways
The earlier you build a TSP strategy, the more flexibility and growth potential you gain by retirement.Waiti…

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Why Postal Employee Retirement Rules Operate Differently Than Standard Federal Worker Retirement Programs

Key Takeaways
Postal retirement benefits operate under different rules than standard federal worker programs, with unique requirements and cost-sharing arrangements shaped by the Postal Service Health Benefits (…

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You’re Earning a FERS Pension—But Keeping It Is All About Smart Retirement Math

Key Takeaways
Earning a FERS pension is just the starting point. Keeping it effective in retirement requires calc…

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