Category: Federal Employee

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The Service Milestones and Age Rules That Define Law Enforcement Retirement and Pension Calculations

Key Takeaways
Law enforcement retirement rules under FERS differ significantly from the standard package, primarily because of earlier eligibility ages and enhanced pension multipliers.Understand…

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Divorce and Federal Retirement Benefits: How Court Orders Quietly Rewrite a Lifetime of Promised Security

Key Takeaways
Divorce can directly impact federal retirement benefits, with court orders determining how pensions, survivor benef…

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If You Haven’t Updated Your Survivor Benefits Election, You Might Be Leaving Loved Ones Exposed

Key Takeaways
Survivor benefits are not automatic and must be properly elected and kept up to date to ensure your loved ones receive financial protection.A divorce, remarriage, or major life even…

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Federal Retirees Who Skip This FEHB Step Often Lose Coverage Right When They Need It Most

Key Takeaways
If you retire without meeting a specific FEHB requirement, you could permanently lose your ri…

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Thinking Ahead? Here’s the Federal Retirement Strategy Financial Experts Are Quietly Encouraging in 2025

Key Takeaways
One of the most overlooked retirement strategies in 2025 is delaying retirement by just 24 to 36 months, which could significantly increase your annuity, boost

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Don’t Withdraw From Your TSP Until You Understand How These Options Impact Your Tax Bill and Timeline

Key Takeaways
Your TSP withdrawal strategy directly affects your taxes, retirement income longevity, and when you must begin drawing from the account. Planning ahead in 2025 can prevent avoidable tax shocks….

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