Category: Betty Morales

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Divorce and CSRS: How Does it Affect Your Retirement Benefits?

Key Takeaways:
Divorce can significantly impact your CSRS pension and survivor benefits.Understanding the legal processes and strategies for protecting your benefits is crucial during a divorce.

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How Does Social Security Fit Into Your CSRS Retirement Plan

Key Takeaways:

The Windfall Elimination Provision (WEP) can significantly reduce your Social Sec…

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What Are the Tax Implications of Early Retirement for Federal Employees

Key Takeaways:
Early retirement affects federal employees’ taxes in various ways, including how retirement income is taxed and potential penalties for early withdrawals.Understanding the tax implications of pensions, TSP withdrawals,…

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Getting Rid of Debt Before Taking Early Federal Retirement

Key Takeaways:
Assessing your current debt situation is crucial to understanding and managing your financial obligations before early retirement.Implementing effective debt reduction strategies and long-term

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Avoid These Common Mistakes in TSP Withdrawal Planning

Key Takeaways:
Avoiding common mistakes in TSP withdrawal planning can significantly enhance your financial security in retirement.Understanding RM…

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How to Financially Plan for Early Retirement as a Federal Employee

Key Takeaways:
Assessing your financial readiness is the first crucial step in planning for early retirement.Maximizing your retirement savings and understanding the impact on

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