Category: Betty Morales

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How Retirees Are Stretching Their TSP Dollars Further Than Ever

Key Takeaways:
Retirees are employing creative financial strategies to maximize their Thrift Savings Plan (TSP) savings, helping them maintain a secure and …

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How to Plan for Long-Term Care as a CSRS Retiree

Key Takeaways:
Long-term care planning is essential for CSRS retirees to ensure financial stability and access to necessary care.E…

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Surprised by the Windfall Elimination Provision? Here’s How It Could Affect Your Benefits

Key Takeaways:
The Windfall Elimination Provision (WEP) can significantly reduce Social Security benefits for public sector employe…

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The FEGLI Dilemma: Keep It, Drop It, or Replace It? Here’s What You Need to Know

Key Takeaways:
Federal employees have multiple options when it comes to life insurance, but understanding the intricacies of the Federal Employees’ Group L…

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What are the Basic Structures of CSRS and FERS?

Key Takeaways:
The Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS) are the two main retirement systems for federal employees, each with unique structures and benefits.Understanding the core e…

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Thinking About Retirement? Here’s How to Make Sure Your FERS Benefits Work as Hard as You Did

Key Takeaways:
Federal employees can maximize their FERS benefits by understanding the key components of their retirement plan.Proper planning and attention to options like

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