Category: Betty Morales

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Could 2023 Social Security COLA hit 9%?

For millions of Americans, Social Security is their primary …

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Why IS There CSRS and FERS, and How Do They Differ?

The Civil Service Reti…

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How Coordination of Benefits May Impact FEHB Enrollees

According to the standard coordination of benefits rules established by the National Association of Insurance Commissioners, or NAIC, the Federal Employees Health B…

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2021 Federal Employee Benefits Survey

Data on employee benefits are primarily collected through the Federal Employee Benefits Survey (FEBS). The FEBS was created to assess employee benefits’ significance, adequacy, and value to ensure that existing benefits align with best practices and employee needs. The FEBS results assist the Office of Personnel Management (OPM) in determining how well Federal employees understand… Continue reading 2021 Federal Employee Benefits Survey

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CSRS and FERS Retirement: Lump-Sum Credit Payments to Eligible Beneficiaries

According to the Office of Personnel Management’s (

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How to Submit a Social Security Claim

You can apply in person at your neighborhood

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