Category: Betty Morales

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Do you intend to retire in 2022? Federal retirees’ reasons for enrolling (or not enrolling) in Medicare Part B

Part B of Original Medicare is the medical insurance component that covers both preventive and medi…

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Late Enrollment Penalty and Three Medicare Enrollment Periods

Enrolling in Medicare can be difficult, and penalties may apply if enrollment is not completed by the deadline. Around 77…

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Disability Retirement Application: Legal And Medical Processes. 

Federal postal employees who need to file a Federal Disability Retirement application with the US Office of Personnel Management (

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FERS and CSRS Marriage, Divorce, and Survivor Benefits

This article isn’t about whether or not to elect survivor benefits but rather on how survivor benefits operate in specific marital scenarios, such as when an ex-spouse is involved.

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Changes to Medicare Part D in 2023 Under New Law

Changes to Medicare and Drug Prices: The Basics

The Inflation Reduction…

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COLA For Federal Retirees In 2023

According to the Bureau of Labour Statistics, the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) climbed 9.4% in the last year t…

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