Category: Betty Morales

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7 Common Medicare mistakes to avoid

Currently, many carriers are offering

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Changes of FEHB are Allowed Outside due to Open Season of Life Events

There is a season when maximum changes are made to the …

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Do you intend to retire in 2022? Federal retirees’ reasons for enrolling (or not enrolling) in Medicare Part B

Part B of Original Medicare is the medical insurance component that covers both preventive and medi…

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Late Enrollment Penalty and Three Medicare Enrollment Periods

Enrolling in Medicare can be difficult, and penalties may apply if enrollment is not completed by the deadline. Around 77…

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Disability Retirement Application: Legal And Medical Processes. 

Federal postal employees who need to file a Federal Disability Retirement application with the US Office of Personnel Management (

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FERS and CSRS Marriage, Divorce, and Survivor Benefits

This article isn’t about whether or not to elect survivor benefits but rather on how survivor benefits operate in specific marital scenarios, such as when an ex-spouse is involved.

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