Category: Betty Morales

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Surprised by the Windfall Elimination Provision? Here’s How It Could Affect Your Benefits

Key Takeaways:
The Windfall Elimination Provision (WEP) can significantly reduce Social Security benefits for public sector employe…

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The FEGLI Dilemma: Keep It, Drop It, or Replace It? Here’s What You Need to Know

Key Takeaways:
Federal employees have multiple options when it comes to life insurance, but understanding the intricacies of the Federal Employees’ Group L…

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What are the Basic Structures of CSRS and FERS?

Key Takeaways:
The Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS) are the two main retirement systems for federal employees, each with unique structures and benefits.Understanding the core e…

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Thinking About Retirement? Here’s How to Make Sure Your FERS Benefits Work as Hard as You Did

Key Takeaways:
Federal employees can maximize their FERS benefits by understanding the key components of their retirement plan.Proper planning and attention to options like

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Worried About Losing Your Social Security? The GPO and WEP Explained for Federal Employees

Key Takeaways:
Federal employees need to understand the impact of the Government Pension Offset (GPO) and Windfall Elimination Provision (WEP) on their Social Security be…

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Getting Ready to Retire from Your Federal Job? Here Are the Most Important Things You Can Do

Key Takeaways:
Preparing for federal retirement in 2024 requires updated knowledge of retirement benefits, healthcare changes, and financial planning options.

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