Category: Betty Morales

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FEHB and Medicare Together: How to Avoid Overpaying for Health Coverage in Retirement

Key Takeaways:
Combining FEHB and Medicare can lower your healthcare costs in retirement. Learn the strategies for integrating these programs to maximize benefits while m…

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What No One Tells You About Combining Social Security with Your FERS Pension

Key Takeaways
Combining Social Security benefits with your FERS pension can help maximize retirement income, but it requires carefu…

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How Retirees Are Stretching Their TSP Dollars Further Than Ever

Key Takeaways:
Retirees are employing creative financial strategies to maximize their Thrift Savings Plan (TSP) savings, helping them maintain a secure and …

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How to Plan for Long-Term Care as a CSRS Retiree

Key Takeaways:
Long-term care planning is essential for CSRS retirees to ensure financial stability and access to necessary care.E…

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Surprised by the Windfall Elimination Provision? Here’s How It Could Affect Your Benefits

Key Takeaways:
The Windfall Elimination Provision (WEP) can significantly reduce Social Security benefits for public sector employe…

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The FEGLI Dilemma: Keep It, Drop It, or Replace It? Here’s What You Need to Know

Key Takeaways:
Federal employees have multiple options when it comes to life insurance, but understanding the intricacies of the Federal Employees’ Group L…

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