About Betty Morales
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Betty Morales has been an approved member of the affiliate Network since 20 February 2019
How the FERS Retirement Formula Works and Why Your High-3 Salary Matters More Than You Think
Key Takeaways The FERS retirement formula is a cornerstone of your federal retirement plan, and understanding it can significantly impact...
Social Security and Federal Retirement: How They Work Together to Help You Retire Comfortably
Key Takeaways Your Social Security benefits and federal retirement systems, like FERS and CSRS, can work together to provide financial...
Your TSP Withdrawal Playbook: What Federal Employees Need to Know to Stay Ahead
Key Takeaways Understanding the Thrift Savings Plan (TSP) withdrawal options helps federal employees make informed decisions and plan for retirement...
How Law Enforcement Retirement Plans Stack Up Against Other Federal Options
Key Takeaways Law enforcement retirement plans offer unique benefits that cater to the physically demanding and high-risk nature of the...
Medicare and FEHB: How to Combine Them for Comprehensive Healthcare in Retirement
Key Takeaways Combining Medicare and FEHB can maximize your healthcare options and minimize costs during retirement.Understanding how these plans work...
FEHB and Medicare Together: How to Avoid Overpaying for Health Coverage in Retirement
Key Takeaways: Combining FEHB and Medicare can lower your healthcare costs in retirement. Learn the strategies for integrating these programs...