About Betty Morales
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Betty Morales has been an approved member of the affiliate Network since 20 February 2019
This Year’s Federal Workforce Headlines May Seem Small—But the Policy Changes Aren’t
Key Takeaways Policy updates in 2025 may not dominate headlines, but their long-term effect on your retirement timeline, benefits, and...
If You Haven’t Rebalanced Your TSP Portfolio in the Past Year, You Might Be Off-Track for Retirement
Key Takeaways Failing to rebalance your TSP portfolio regularly, especially after the market volatility of 2024, may leave you exposed...
The Most Common TSP Mistakes Happen Slowly—and They’re Easy to Miss Until It’s Too Late
Key Takeaways Many Thrift Savings Plan (TSP) mistakes develop gradually and are often overlooked until they create lasting consequences in...
Dental and Vision Coverage for Feds Is Changing Fast—Here’s What You Need to Check This Year
Key Takeaways FEDVIP dental and vision coverage remains stable in 2025, but critical changes in eligibility, costs, and integration with...
Dental and Vision Coverage Feels Like an Afterthought—Until It’s the Only Thing That’s Not Covered
Key Takeaways Dental and vision care often fall outside traditional retirement healthcare planning, yet both services are critical to long-term...
The Biggest FEDVIP Questions That Federal and Postal Workers Still Struggle to Answer Before Open Enrollment
Key Takeaways FEDVIP dental and vision coverage continues to play a crucial role in retirement planning for federal and postal...